Buying Before You Sell?
Let’s bridge the gap
Why use a bridging loan?
- Secure your next home without having to wait
- Take the pressure off selling your current home quickly
- Avoid renting or moving twice
- Use your existing equity as the deposit for the next property
How it works:
We can help you apply for a short-term loan that potentially “bridges the gap” between buying and selling. If fully approved, you will get access to the funds you may need to settle on your new home - and once your existing home is sold, the proceeds go towards paying off the loan.
Bridging loans are usually:
- Interest-only during the bridging period (typically 6–12 months)
- Based on the combined value of both properties
- Paid down or refinanced after your current home is sold
Our bridging support includes:
Let us help you take the next step in your property journey - without the stress of selling first.
- Explaining exactly how the loan will be structured
- Helping you calculate how much equity you can use
- Coordinating approval with both sale and purchase timelines
- Making sure repayments are affordable during the transition
- Assisting with refinancing or consolidation after settlement
No broker fee. Just honest, local advice.
Bridging Loan: Why it might be worth crossing this bridge
Buy Your New Home Without Rushing to Sell
Buy Your New Home Without Rushing to Sell
Buy Your New Home Without Rushing to Sell
A bridging loan may give you the flexibility to purchase your next home before your current one has sold - meaning one doesn’t have to miss out on the perfect property while waiting for the sale on existing property to go through.
Take the Pressure Off Selling Quickly
Buy Your New Home Without Rushing to Sell
Buy Your New Home Without Rushing to Sell
Without a bridging loan, many sellers may feel rushed to accept lower offers just to move on. With bridging finance, you could take the time to prepare your home properly, attract the best price and potentially sell on your terms.
Avoid Temporary Renting or Multiple Moves
Buy Your New Home Without Rushing to Sell
Avoid Temporary Renting or Multiple Moves
With bridging finance, you may move straight into your new home without needing to rent in between or put your belongings in storage - saving both time, inconvenience and stress. Peace of mind may be achieved with proper planning.
Use Your Existing Equity as a Deposit
Interest-Only During the Bridging Period
Avoid Temporary Renting or Multiple Moves
You don’t always need to have large cash savings to make the move. We could help you unlock the equity in your current home and potentially apply it towards your next purchase.
Interest-Only During the Bridging Period
Interest-Only During the Bridging Period
Interest-Only During the Bridging Period
Most bridging loans allow for interest-only repayments while you're in transition. This keeps your monthly commitments potentially more manageable until your property sells.
Expert Guidance Through the Transition
Interest-Only During the Bridging Period
Interest-Only During the Bridging Period
We help in manage the loan process from start to finish, liaising with both your selling and purchasing timelines, and helping you refinance into a long-term loan when the time comes.
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